If you’re thinking about buying a house, the biggest factor is probably how much home you can afford. Unless you have a boatload of cash stashed under your mattress from doing something shady, buying a property usually costs way more money than you currently have laying around. In Episode 2 of “The Home Buying Process in Plain English” by REALTOR.com® starring NAR® celebrity spokesperson Elizabeth Banks, understand the basics of lending, learn more about home mortgage finance, and find out exactly what it takes to get a competitively priced home loan.